Senior Portfolio Risk Analyst

@ First National Bank Texas
First National Bank Texasfirstnationalbanktexas.com

Senior Portfolio Risk Analyst

Killeen, TX
Posted today

About the job

FNBT is an equal opportunity bank focused on risk management, analytics, and credit policy. The Senior Portfolio Risk Analyst develops dashboards, monitors risks, conducts stress tests, and supports governance and compliance activities.

Requirements

  • Risk analysis experience
  • Portfolio monitoring skills
  • Stress testing knowledge
  • Data analytics expertise
  • Credit risk management

Qualifications

  • Bachelor's degree
  • Excellent analytical skills
  • Attention to detail
  • Ability to interpret data
  • Strong communication skills

Full job description

Job Description
* Develop and maintain portfolio dashboards and analyses to identify emerging risks, adverse trends, risk layering, and data anomalies
* Monitor credit concentrations, Board-approved limits, risk appetite metrics, and related mitigation strategies across material portfolio segments.
* Execute and document portfolio stress testing and scenario analyses, including evaluation of related ACL, capital, earnings, and liquidity implications.
* Coordinate watch list criticized and classified asset, risk-rating migration, and Special Assets governance reporting and escalation.
* Administer and execute the Bank's ACL/CECL model, including data, assumptions, controls, analysis, documentation, reporting, validation support, and remediation.
* Design, test, implement, document, and monitor approved AI agents, analytics, and automated workflows for Credit Risk functions.
* Administer credit policy and exception governance and produce integrated, decision-useful reporting for the Chief Credit Officer, management committees, and Board.
* Coordinate Loan Review, audit, examination, remediation, credit data, systems, and vendor-risk activities while preserving independent oversight.
* Regular and predictable attendance and punctuality
* Other duties as assigned
*
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* Ability to lift up to 25 pounds
FNBT is and Equal Opportunity Employer
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