Bilingual Loan Collection Associate

@ First National Bank Texas
First National Bank Texasfirstnationalbanktexas.com

Bilingual Loan Collection Associate

Killeen, TX
Posted 4 days ago

About the job

FNBT seeks a bilingual Loan Collection Associate to work with borrowers, resolve delinquent loans, educate clients, and support collection efforts efficiently.

Requirements

  • Bilingual proficiency
  • Experience in collections
  • Strong negotiation skills
  • Computer literacy

Qualifications

  • Excellent communication skills
  • Ability to research loans
  • Punctual and reliable
  • Customer service oriented

Full job description

Job Description
* Work directly with the Loan Collection Manager to coordinate collection workflow activities
* Locate and identify responsible parties through multiple channels and resolve past due
amounts by negotiating payments, payment arrangements or other delinquency curing transactions a borrower may be eligible for.
* Identify reason(s) for delinquency.
* Research history on current loans.
* Educate borrowers and co-borrowers about their payment obligation and the terms of their loans.
* Convey the consequences of non-payment to borrowers and co-borrowers.
* Create financial, administrative, and maintenance transactions
* Verify points of contact for borrowers and co-borrowers (addresses, phone numbers, email addresses).
* Maintain an advanced working knowledge of lending products, services and collection practices
* Regular and predictable attendance and punctuality
* Other duties as assigned

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Ability to lift up to 25 lbs
* Constantly operate a computer and other office machinery

FNBT is an equal opportunity employer.
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